SBA 7(a) Loans
Expand or modernize your business with an SBA 7(a) Loan. The SBA 7(a) Loan program is a great solution if you’re looking to fund real estate acquisition, business acquisition, improvements, equipment, debt refinance, partner buyout, or working capital.
Accelerate the Growth of Your Business With the SBA 7(a) Loan Program
The SBA 7(a) Loan program was designed to help you get the working capital you need to start, acquire, or expand your small business. Take advantage of lower down payment options, longer repayment terms, and more flexibility to drive your business forward.
Federally guaranteed term loans up to $5 million
Loan terms up to 25 years for real estate financing
Loan terms up to 10 years for non real estate
What can I do with an SBA 7(a) Loan?
Start up, purchase, or expand operations
-
Fund real estate acquisition
-
Buy equipment
-
Finance partner buyouts
-
Obtain working capital
-
Refinance business debt
We Help Businesses Think Big
Whether you’re looking to start a new business, expand, or finance partner buyouts, our team of experienced SBA lenders are ready to help.
SBA Express Line of Credit
Access capital quickly for your business. This SBA loan program has an accelerated approval process so you can get the funding you need to expand, make improvements, or buy business essentials faster.
Learn MoreSBA 504 Loans
Fuel your business and preserve your working capital with an SBA 504 loan from Fidelity Bank. Our team of experienced SBA lenders are here to help your business grow.
Learn MoreUSDA Business & Industry
A USDA Business & Industry Loan helps to strengthen your local community by giving your business the tools to be successful. This is an ideal solution for small businesses located in rural communities.
Learn MoreTestimonials
I would recommend Fidelity Bank to anyone who’s in need of a business loan, whether conventional or SBA. They are a great team especially for the medical community of physicians and surgeons.
I would like to thank Fidelity Bank and the Government Guaranteed Lending team for all of their hard work. They were there from the beginning to the end and went above and beyond. I believe without their support and guidance the loan would not have closed.
Fidelity Bank helped me secure the financing I needed to open my second facility. I used the SBA loan process to provide me with opportunities that were unavailable through traditional financing methods. The Government Guaranteed Lending team helped me every step of the way. I am grateful to have been able to work with such a competent, dedicated team of professionals who enabled me to pursue my goals and dreams.
As a first-time business buyer, I had so many questions about how to get a loan and the process I had to follow. Fidelity Bank answered my questions and helped me get the loan to fulfill my dream of owning a business.
What impressed me the most is they met me where I was: Ground zero! They walked me through each step and let me know what I needed to do and how to do it. The process is challenging, but the team at Fidelity Bank walked the journey with me and it was a successful venture. I couldn’t have asked for anything more!
Frequently Asked Questions
Q: How do I apply for an SBA or USDA loan?
Q: Where is Fidelity Bank headquartered?
Q: Is Fidelity Bank a Preferred SBA Lender?
Q: What areas of the United States does Fidelity Bank cover to provide SBA and USDA loans?
Q: What differentiates Fidelity Bank from other SBA lenders?
Q: What do I need to apply?
Q: How long does it take for an SBA loan to close?
Q: What SBA and USDA products does the Bank offer?
Q: Can you provide financing for customers looking to start a new business?
Q: Do you provide financing to franchisees?
We Love Helping Small Businesses
Our Government Guaranteed Lending division has helped business owners across the United States secure funding to start, grow, or expand their small business.
Green Beagle Lodge
Fidelity Bank has been a treasured business partner in the expansion of the Green Beagle Lodge companies. We have enjoyed working with them as we’ve built and opened our newest location.
Ascend Eye Center
Fidelity Bank was instrumental in helping us navigate the successful launch of our business. I would highly recommend Fidelity Bank for the banking needs of our community.
Redstone Materials
Fidelity Bank’s extensive range of services and unwavering support have provided us with a solid foundation, stability, and confidence in executing our projects.
Carolina Lakes Family Dental
Banking with Fidelity Bank helps my business because when I’m dealing with Fidelity I know who I am dealing with.
Elmo’s Clothing
They’re local. Fidelity Bank is a hometown bank and gives great service. They’re personal and help with all our needs.
Once in a Blue Moon Bakery
I would recommend Fidelity Bank because you really get the impression that they want your business to succeed.
