We have multiple options to meet our customers’ needs and make you feel protected with our online services. We have dual control capabilities as well as multi-factor authentication (MFA). This is a new security feature of mobile and online banking that helps to verify your identity by sending a unique code to a phone number in our system via text message or phone call. You will be prompted for this code when logging in and performing other functions inside mobile or online banking such as sending wires or setting up an ACH transaction.