Small Business Checking
The Best Bank for Small Businesses
As a trusted small business bank, we understand what small businesses need to thrive in today’s competitive landscape. Our Small Business Checking account is an easy-to-use business checking account designed to meet the everyday banking needs of small business owners. With minimal fees, convenient online banking tools, and dedicated local support from experienced bankers, we make managing your day-to-day finances effortless. Whether you’re just starting out or growing your established business, Fidelity Bank stands as the best North Carolina small business bank, to help your business reach its full potential.
Small Business Checking Is Simple and Affordable
The Small Business Checking account is best if your business has more volume and variety in your transactions. Enjoy a straightforward business checking account, get more transactions, and tools to help you track and manage your cash flow.
Plus, Small Business Checking account customers enjoy Business Online Banking, Mobile Banking with Mobile Deposit, Visa® debit card, and free introductory checks1.
Opening deposit of $200
250 free items per month2
Up to $15,000 in cash or currency deposits at no charge3
Low monthly service charge of $154
Account Benefits
When you choose a Fidelity Bank business checking account, you’ll get easy-to-use benefits to help you manage your business whenever and wherever you want.
A variety of convenient transfer options including External Transfers and Wires
Ready to Get Started?
We know you’re busy. We offer two easy ways to open a Small Business Checking account! To get started, visit your local branch or contact your business banker. Our associates are here to help.
If you’re still not sure what business account would meet your needs, compare our business checking account options to help you decide. Find the checking account and features that work best for your business.
Basic Business Checking
A basic account designed to meet the everyday banking needs of small businesses with low transaction activity.
Premier Business Checking
A prestigious account designed for established businesses with high checking activity.
Business
Savings
Grow your bottom line with a
competitive interest rate and easy access when you need it.
Frequently Asked Questions
Q: How do I open a business account?
Q: What will I need to open a business account?
Q: What fees are associated with my business checking account?
Q: Are my deposits insured?
Q: Can I set up a Direct Deposit or automated draft from my account?
Q: Are there daily cutoff times for making deposits?
Q: How do I get a copy of a check?
Q: How do I reorder checks for my business?
Q: How do I place a stop payment on a check?
Have a question give us a call
- Free introductory order of Bank selected check stock or $125 credit.
- The first 250 items processed per statement cycle are free. Each item in excess of 250 per month is $0.35. Items include all debits, credits, and deposited items.
- Free coin and currency processing up to $15,000 per statement cycle. Deposits in excess of $15,000 per statement cycle are subject to a fee of $1.25 per $1,000 deposited.
- The $15 monthly service charge can be avoided if you maintain a $3,000 minimum daily balance, or a $10,000 combined average daily ledger balance in this account and related business deposit accounts per statement cycle.
Manage Your Business on the Go
Check your accounts, pay bills, initiate ACH and wire transfers and approve transactions – all from your mobile device. Fidelity Bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.