Cash Management
Streamline Your Business with
Cash Management Services
Put our cash management solutions to work for your business. Fidelity Bank’s cash management services allow your business to improve cash flow, maximize profit, reduce costs, and have more control over your everyday banking functions. We have the right tools for your business.
ACH
Send money electronically through the Automated Clearing House (ACH) network to virtually any financial institution in the US.
Submit payroll- Make vendor payments
- Collect payments, dues, and recurring drafts
Fraud Prevention
Our Positive Pay, ACH Filter, and ACH Block services protect your business from fraud by easily detecting fraudulent checks and ACH transactions.
- Minimize the potential for fraudulent check activity
- Review pending ACH transactions
- Block ACH transactions not authorized by you
Account Reconciliation
This convenient service helps save time and money on the expenses associated with reconciling your checking account.
- Automatically reconcile checks paid against your account
- Centralize cash by making deposits from multiple business locations into a single checking account
- Save money on bank fees and in-house expenses by eliminating multiple deposit accounts and funds transfers
Electronic Data Interchange
This service helps to apply electronic payments accurately by searching ACH transaction files for information such as invoice and purchase order numbers.
- Reduces errors resulting from manual payment processes
- Provides certainty of payment timeliness
- Substitutes electronic messages for paper and speeds payment application
Remote Deposit Service
Using the latest imaging technology, scan checks received from your customers and electronically transmit them to us for processing.
- Make deposits easily from the convenience of your office
- Extend deposit deadlines
- Enhance security and accuracy of deposits
Zero Balance Accounts
Automatically maintain your payment and depository account at a zero balance by transferring funds from or to your operating account.
- Eliminate idle balances in payment accounts to increase investment income and reduce borrowing costs
- Prevent overdrafts and related costs
- Eliminate the need to initiate manual transfers
Wholesale Lockbox Service
Speed up the collection of funds and save time and money. Let the lockbox center process all of your deposits and clear payments promptly.
- Reduces in-house processing costs
- Accelerates the collection of receivables and makes funds available faster
- Reduces the possibility of theft, fraud, and error
Fidelity Bank Also Provides Merchant Services
Clover® point of sale system, EMV payment terminal, virtual terminal, and mobile processing, and much more are available.
Make Business Banking Easier
Fidelity Bank’s Business Online Banking provides convenient, 24/7 account access and management for businesses. View your account, make payments on commercial loans, initiate domestic and foreign wire transfers, originate ACH files for business needs, and more.
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Fidelity Bank At Work
The Fidelity Bank At Work program provides employees of an enrolled business with a suite of resources to make the most of their finances. Resources include checking and savings accounts, digital banking, financial wellness check-ups, discounts on select lending solutions, buyer’s protection and extended warranty, prescriptions, vision, and hearing discounts, and much more.